The retirement planning tool with live, personal assistance, that builds on what you already know to help deliver the retirement lifestyle you’ve always wanted.
When you work with a Heyday Assistant and the Heyday app to build a retirement income plan, you set yourself in a better position to realize the retirement you envisioned throughout your working days. The one you daydreamed about while saving for the “someday” that’s now upon you.
The Heyday app will help you prioritize and plan for the retirement goals you’ve always wanted, plus any new ones that have come up along the way.
You’ll also be able to plan and budget for some of the challenges that can leave many retirees in a difficult position, and unable to enjoy spending money.
With input from you, the app forecasts your entire retirement budget from now through 100+, with a year-by-year breakdown of your expenses, goals, challenges, income and monthly surplus. Month after month, year after year, you’ll know exactly how much you will receive.
By the end of the process, you’ll have helped build a custom retirement plan that includes what you want to do most, and also addresses what you are most concerned about facing.
And you won’t have to go through the process alone. The Heyday App starts with a personalized welcome from a Heyday Assistant who will set up your account, give you a tour of the app and answer any questions you have.
Embrace your Heyday knowing you have a plan to achieve the retirement you’ve always imagined.
The Heyday app could be right for you if:
1. You don’t want to pause retirement and go back to work
2. You have as little as $100K or as much as $5 million saved for retirement
3. You’re concerned about outliving your money
4. You would rather use the monthly budgeting approach than manage a lump sum
5. You need a retirement plan that can work 100% of the time as long as you follow it
The goal of the Heyday app is to replace some of the things you lose in retirement that still work well, like:
1. A predictable income - knowing exactly how much you have coming in — and when — helps provide the stability and routine you enjoyed during your career.
2. Monthly budgeting - use this approach to help manage your money like you did while working.
3. Health care - your premiums will need to be paid outside of your plan, but we can allocate budget for them.
4. Vacation planning - you have the time off, you have the budget allocated in your plan. Now all you have to do is book the trips and take them! If you make vacations a recurring expense in your plan, you can be looking forward to one big adventure after the next.
But how does it work?
The Heyday app uses an advanced algorithm to create a retirement income plan tailored to your specific retirement goals, challenges and financial situation.
Unlike other income planning tools available, the Heyday app uses a goals-first approach to ensure your ideal retirement is well within reach. It’s about more than creating a stream of retirement income. It’s about letting your retirement goals - not your assets - drive your plans.
This approach took 20 years of working with retirees to hone and refine. Heyday Retirement was founded by professionals who are passionate about helping retirees make retirement the reward it was always meant to be. The experienced professionals who make up the Heyday team have worked with hundreds of retirees since 1999, and created Heyday in 2017 to help even more retirees with a proven, goals-first approach.
At Heyday, experience has taught us that in order to get the retirement you deserve, you’ve got to dream big. So our process doesn’t focus on how much money you have in the bank until your plan is already created.
The end result is a retirement income plan that is more aligned with the retirement you really want.
And, you can start now. Help secure a retirement income plan to make your next chapter your best chapter.
During your introductory call with a Heyday Assistant, you’ll:
1. Receive a personal welcome and account setup
2. Meet your Heyday Assistant who will be on-call for your app and planning questions
3. Explore the Heyday app with a guided overview
4. Get your specific questions answered
Easy-to-use. Designed to help you get the retirement you want.
1. Innovative algorithm: while the app’s design is clean, there’s an advanced algorithm working on the back end to generate more retirement income while using as little of your assets as possible.
2. Safe & secure data: because the Heyday app uses a secure Microsoft* login, you won't have to worry about the safety of your information.
3. Free to use: once you create an account, you can follow the videos and guided steps. You won’t ever have to enter any credit card information, simply enter your email, create a password and verify your account.
4. Education-based: the Heyday app is designed to educate you with the help of professionals with expertise in explaining the complexities some retirees face and how your plan can address them.
5. Guaranteed for life: the insurance products used in Heyday plans are fixed index annuities,** which help provide guaranteed income and protection from market losses.
6. Concierge-level service: one of our Heyday Assistants will set up your account, give you a personal introduction to the app, answer your questions and set you up for success.
You only get one retirement. Stay retired and make now your Heyday.
The only thing that may be standing between you and the retirement you deserve is creating a retirement income plan and putting it into action.
Use the Heyday app to design a retirement income plan and get so much more, including:
1. Confirmation you can stay retired if you follow your plan
2. Freedom to fully enjoy your youngest retirement years
3. Flexibility to fill your days however you like
4. Assurance of guaranteed income for life as long as you follow the plan
5. Confidence you’ll never outlive your money
6. Familiarity with managing finances
7. Predictability of a year-by-year retirement budget
Heyday Assistants Are Ready to Get You Started
Concierge-level service is a call away. Book a complimentary call with a Heyday Assistant who will set up your account, introduce you to the Heyday app, and be your personal point of contact if you need assistance going forward.
If you’re considering going back to work...
If outliving your money is a concern…
If enjoying retirement while you’re still young is a priority…
If you’re ready to insure the prime of your life...
Don’t wait any longer to reclaim your retirement!
Schedule a call with a Heyday Assistant now.
*Microsoft is not affiliated with Heyday Retirement, nor does it endorse Heyday.
**Fixed index annuities are not a direct investment in the stock market. They are long-term insurance products with guarantees backed by the issuing company. They provide the potential for interest to be credited based in part on the performance of specific indices, without the risk of loss of premium due to market downturns or fluctuation. Although fixed index annuities guarantee no loss of premium due to market downturns, deductions from your accumulation value for additional optional benefit riders could under certain scenarios exceed interest credited to the accumulation value, which would result in loss of premium. They may not be appropriate for all clients.