Heyday Retirement
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How one couple prepared for the potential loss of a spouse.

What Happens if a Spouse Passes Early?

David, in his mid-sixties, was concerned about how his wife Linda, would be taken care of if he passed away. Using an income plan from Heyday, they secured fixed income that would remain even if something happened to him and she received reduced pension and Social Security payments. Thanks to this increase in fixed income, Linda will have enough to remain independent, stay in their home, and cover her expenses without having to reduce her lifestyle.

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Heyday helped David and Linda increase their steady, predictable income, helping to cover their expenses if one of them passed away early in retirement.

Instead of reducing their lifestyle early to prepare for the loss of a spouse, they were able to increase their guaranteed income now. David and Linda used this income to confidently enjoy their early retirement years together knowing they’d still have enough if one of them passed and Social Security or pension payments were reduced.

Don't let surprises crack your nest egg.

Retirement costs can be unpredictable, including:
  • The loss of a steady income
  • Healthcare costs
  • Home maintenance and repairs
  • Rising costs
  • And much more

Heyday's free tool calculates the cost of unexpected retirement expenses, and when they may happen.

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Determining Expenses & Assigning Income for Them

Heyday assigned purposes for all their bills and goals, including any increases in taxes and other costs due to the loss of a spouse. Once they had their concerns and goals budgeted for, David and Linda had the freedom to enjoy their income now and the confidence to know a surviving spouse could remain financially comfortable.

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Calculate Your Income Options with Math, Not Opinions

Our income plans aren’t based on opinions — they're calculated using Heyday's advanced algorithm. David and Linda secured the amount they wanted for the least possible amount of assets. There’s a science to getting the most guaranteed income possible for your money. But with Heyday, it doesn’t have to be rocket science.

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Secure Your Money Against Unsteady Markets

Unfortunately, your expenses in retirement don’t go down, even when the market does. Since having expenses in retirement is guaranteed, you can get your income guaranteed as well.

Along with guaranteed income sources like Social Security and pensions, annuities are a time-tested vehicle to help secure fixed income that does not fluctuate due to market downturns. And Heyday only uses annuities from the highest rated insurance companies. The safety and security of your income is our number one priority.

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Live Experienced Financial Assistant You Can Call Anytime

Just like every Heyday client, David & Linda worked with real people... their own personal financial assistant, not just software - to craft the exact plan to fit their specific needs. Our offices are in Florida - contact your assistant anytime by phone, video call, email and text message. We can even meet in person, at our offices or in your city.

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Use our free risk expenses tool now.

Retirement is full of risks, including:
  • The loss of a steady income
  • Healthcare costs
  • Home maintenance and repairs
  • Rising costs
  • And much more

Use this free tool to see how unexpected expenses and events may impact your retirement income and savings, and how to prepare for them.

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Trusted by Retired Businessmen and Women, Military & Servicepersons, Healthcare Professionals, Engineers, Craftsmen and Women, and All Kinds of Professions

See what some of the clients of Heyday — retirees of all backgrounds and futures — have to say about  working with our experienced, helpful team.

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See how David worked with the team at Heyday

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About Us

Heyday Retirement is a premier source for comprehensive tools and informative content designed to help retirees secure a custom retirement income plan. This plan can be the foundation for living out the retirement of their dreams — a retirement that is truly their Heyday!  Learn More

How much does the Heyday app cost?

The Heyday app is completely free. There are no monthly fees or signup fees; no credit card is required. This means you can create a full retirement income plan in Heyday and pay nothing unless you decide to purchase some or all of the insurance products suggested in the plan.

 

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Materials offered by Heyday Retirement, including articles, ebooks, and workshops are designed to provide general information on the subjects covered. They are not intended to provide specific financial, legal or tax advice. Heyday markets insurance products and its representatives do not give investment, legal or tax advice. You are encouraged to consult your tax advisor, attorney, or investment advisor.

By providing your information, you give consent to be contacted by a licensed insurance professional about the possible sale of an insurance product. Pay nothing unless you decide to purchase some or all of the insurance products suggested in the plan. You may withdraw your consent at any time.

All Heyday authors, professors and educators are paid for their contributions. Their inclusion does not represent an endorsement of products.

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