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How one couple prepared for the potential loss of a spouse.

What Happens if a Spouse Passes Early?

David, in his mid-sixties, was concerned about how his wife Linda, would be taken care of if he passed away. Using an income plan from Heyday, they secured fixed income that would remain even if something happened to him and she received reduced pension and Social Security payments. Thanks to this increase in fixed income, Susan will have enough to remain independent, stay in their home, and cover her expenses without having to reduce her lifestyle.

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Heyday helped David and Linda increase their steady, predictable income, helping to cover their expenses if one of them passed away early in retirement.

Instead of reducing their lifestyle early to prepare for the loss of a spouse, they were able to increase their guaranteed income now. David and Linda used this income to confidently enjoy their early retirement years together knowing they’d still have enough if one of them passed and Social Security or pension payments were reduced.

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Determining Expenses & Assigning Income for Them

Heyday assigned purposes for all their bills and goals, including any increases in taxes and other costs due to the loss of a spouse. Once they had their concerns and goals budgeted for, David and Linda had the freedom to enjoy their income now and the confidence to know a surviving spouse could remain financially comfortable.

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Calculate Your Income Options with Math, Not Opinions

Our income plans aren’t based on opinions — they're calculated using Heyday's advanced algorithm. David and Linda secured the amount they wanted for the least possible amount of assets. There’s a science to getting the most guaranteed income possible for your money. But with Heyday, it doesn’t have to be rocket science.

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Secure Your Money Against Unsteady Markets

Unfortunately, your expenses in retirement don’t go down, even when the market does. Since having expenses in retirement is guaranteed, you can get your income guaranteed as well.

Along with guaranteed income sources like Social Security and pensions, annuities are a time-tested vehicle to help secure fixed income that does not fluctuate due to market downturns. And Heyday only uses annuities from the highest rated insurance companies. The safety and security of your income is our number one priority.

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Live Experienced Financial Assistant You Can Call Anytime

Just like every Heyday client, David & Linda worked with real people... their own personal financial assistant, not just software - to craft the exact plan to fit their specific needs. Our offices are in Florida - contact your assistant anytime by phone, video call, email and text message. We can even meet in person, at our offices or in your city.

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Trusted by Retired Businessmen and Women, Military & Servicepersons, Healthcare Professionals, Engineers, Craftsmen and Women, and All Kinds of Professions

See what some of the clients of Heyday — retirees of all backgrounds and futures — have to say about  working with our experienced, helpful team.

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