---
title: "Heyday Contributor: David Babbel, Ph.D."
description: Dr. David Babbel was an experienced economist with insights into planning a conservative retirement.
image: https://www.heydayretirement.com/hubfs/Feb-2018/Home-Page/david-babbel.png
---

[![Heyday Retirement](https://www.heydayretirement.com/hubfs/Feb-2018/Header-footer/heyday-logo.svg "Heyday Retirement")](https://www.heydayretirement.com)

- Why Heyday? 
    - [Features](https://www.heydayretirement.com/features)
    - [Clients](https://www.heydayretirement.com/featured-clients)
    - [Security](https://www.heydayretirement.com/security)
- Solutions For Retirees 
    - [Concern About Volatile Markets](https://www.heydayretirement.com/volatile-markets)
    - [Getting Income Now with Security](https://www.heydayretirement.com/income-and-security)
    - [Planning for Surviving Spouse](https://www.heydayretirement.com/surviving-spouse)
    - [Plan How Much You Can Safely Spend](https://www.heydayretirement.com/safe-spending)
    - [Create Annuity Income](https://www.heydayretirement.com/annuity-income)
    - [Decide When You Can Retire](https://www.heydayretirement.com/retire-now-or-wait)
- Resources 
    - [Free Guidebooks](https://www.heydayretirement.com/retirement-guides)
    - [Free Videos](https://www.heydayretirement.com/online-retirement-workshops)
    - [Retirement Magazine](https://www.heydayretirement.com/heyday-blogs)
    - [Heyday Contributors](https://www.heydayretirement.com/about-our-contributors)
    - [Pricing](https://www.heydayretirement.com/pricing)
    - [The Heyday Approach](https://www.heydayretirement.com/the-heyday-retirement-income-strategy)
    - [About Us](https://www.heydayretirement.com/about-us)
    - [Contact](https://www.heydayretirement.com/contact-us)
- [Sign In](https://app.heydayretirement.com)
- [Book Your Appointment](https://www.heydayretirement.com/schedule-your-intro-meeting)

# Dr. David Babbel

##### Professor Emeritus, Former World Bank Economist

In Memoriam

![](https://www.heydayretirement.com/hubfs/Feb-2018/contributors/David.png)

## About David Babbel

Professor Emeritus at The Wharton School, The University of Pennsylvania, David Babbel, Ph.D., was an educator who has taught finance, fixed income, insurance and risk management for more than 25 years.

In addition to teaching students at the undergraduate, graduate, doctoral and executive levels, Dr. Babbel has given several presentations on retirement finance at conferences and engagements in the U.S. and abroad.

As a former senior financial economist in the Financial Sector Development Department of the World Bank, Dr. Babbel had a unique perspective that has shaped his [conservative retirement strategies](https://www-heydayretirement-com.sandbox.hs-sites.com/workshop-a-conservative-approach-to-funding-retirement). He wrote more than 100 published papers and articles to help educate retirees on the importance of guaranteed income and other financial strategies.

![](https://www.heydayretirement.com/hubfs/Feb-2018/contributors/david-babbel-full-img.jpg)

Professor Emeritus, The Wharton School, The University of Pennsylvania

Postdoctoral Fellow, Risk and Insurance, The Wharton School, University of Pennsylvania

Former Senior Financial Economist for World Bank

Former Senior Advisor at Goldman Sachs

Author of 100+ articles and publications on finance, investments, pensions, annuities and risk management

![](https://www.heydayretirement.com/hubfs/Feb-2018/contributors/contributers-small-01.jpg)

GUIDEBOOK

#### 4 Things One Economist Wants You to Know About Retirement Strategy

###### A conservative approach to securing your retirement income.

[DOWNLOAD THE GUIDEBOOK](https://www-heydayretirement-com.sandbox.hs-sites.com/guidebook-4-things-one-economist-wants-you-to-know-about-retirement)

![](https://www.heydayretirement.com/hubfs/Feb-2018/contributors/contributers-small-02.jpg)

[WORKSHOP](https://www-heydayretirement-com.sandbox.hs-sites.com/workshop-a-conservative-approach-to-funding-retirement)

#### A Conservative Approach to Funding Retirement

###### Learn how to live well in retirement by creating guaranteed income.

[ATTEND WORKSHOP](https://www-heydayretirement-com.sandbox.hs-sites.com/workshop-a-conservative-approach-to-funding-retirement)

All Heyday authors, professors and educators are paid for their contributions. Their inclusion does not represent an endorsement of products.

### Want to stay in the loop?

##### Complete the form below and weʼll make sure you never miss new Heyday content.

#### See our articles in:

[![](https://www.heydayretirement.com/hubfs/Feb-2018/Home-Page/articles-01.png)](https://www.marketwatch.com/story/retired-women-face-unique-financial-issues-2013-08-28)

[![](https://www.heydayretirement.com/hubfs/Feb-2018/Home-Page/articles-02.png)](https://www.forbes.com/sites/forbesfinancecouncil/2017/11/21/a-solution-for-the-top-concern-in-retirement-planning-running-out-of-money/#5c428625a7bb)

[![](https://www.heydayretirement.com/hubfs/Feb-2018/Home-Page/articles-03.png)](http://www.jacksonville.com/barbara-gavan/2013-07-11/story/boomers-face-retirement-challenge)

#### About Us

Heyday Retirement is a premier source for comprehensive tools and informative content designed to help retirees secure a custom retirement income plan. This plan can be the foundation for living out the retirement of their dreams — a retirement that is truly their Heyday!  **[Learn More](https://www-heydayretirement-com.sandbox.hs-sites.com/about-us)**

**How much does the Heyday app cost?**

The Heyday app is completely free. There are no monthly fees or signup fees; no credit card is required. This means you can create a full retirement income plan in Heyday and pay nothing unless you decide to purchase some or all of the insurance products suggested in the plan.

 

#### Resources

- [Retirement Income Planner](https://www.heydayretirement.com/features)
- [Retirement Guides](https://www.heydayretirement.com/retirement-guides)
- [Retirement Workshops](https://www.heydayretirement.com/online-retirement-workshops)
- [News & Posts](https://www.heydayretirement.com/heyday-blogs)
- [Privacy Policy](https://www.heydayretirement.com/privacy-policy)
- [Terms of Service](https://www.heydayretirement.com/terms-of-service)

#### Contact Us

- [(844) 4-HEYDAY](tel:8444439329)
- [844-443-9329](tel:8444439329)
- [info@heydayretirement.com](mailto:info@heydayretirement.com)
- [9191 RG Skinner Pkwy., Suite 502](https://goo.gl/maps/FRi714EGNCv4Rvu26)
- Jacksonville, FL 32256

- [Twitter](https://twitter.com/enjoyyourheyday)
- [Facebook](https://www.facebook.com/heydayretirement)

Materials offered by Heyday Retirement, including articles, ebooks, and workshops are designed to provide general information on the subjects covered. They are not intended to provide specific financial, legal or tax advice. Heyday markets insurance products and its representatives do not give investment, legal or tax advice. You are encouraged to consult your tax advisor, attorney, or investment advisor.

By providing your information, you give consent to be contacted by a licensed insurance professional about the possible sale of an insurance product. Pay nothing unless you decide to purchase some or all of the insurance products suggested in the plan. You may withdraw your consent at any time.

All Heyday authors, professors and educators are paid for their contributions. Their inclusion does not represent an endorsement of products.

Copyright 2022 Heyday. All rights reserved.